{"id":5166,"date":"2016-06-02T12:48:57","date_gmt":"2016-06-02T10:48:57","guid":{"rendered":"https:\/\/sbunker.org\/?p=5166"},"modified":"2024-11-12T12:54:21","modified_gmt":"2024-11-12T10:54:21","slug":"tronditja-e-themeleve-te-patundshmerise-ne-kosove-dhe-rreziku-i-shfryrjes-se-flluskes-se-ndertimeve","status":"publish","type":"post","link":"https:\/\/sbunker.org\/en\/analize\/tronditja-e-themeleve-te-patundshmerise-ne-kosove-dhe-rreziku-i-shfryrjes-se-flluskes-se-ndertimeve\/","title":{"rendered":"Tronditja e themeleve t\u00eb patundshm\u00ebris\u00eb n\u00eb Kosov\u00eb dhe rreziku i shfryrjes s\u00eb fllusk\u00ebs s\u00eb nd\u00ebrtimeve"},"content":{"rendered":"
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Jav\u00ebt e fundit kam qen\u00eb duke menduar p\u00ebr t\u00eb nd\u00ebrruar banes\u00ebn e marr\u00eb qira dhe me k\u00ebt\u00eb rast analizova tregun e patundshm\u00ebris\u00eb ku m\u00eb ra n\u00eb sy menj\u00ebher\u00eb nj\u00eb r\u00ebnie e ndjeshme e \u00e7mimeve krahasuar me dy vite m\u00eb par\u00eb kur e b\u00ebra t\u00eb nj\u00ebjtin studim t\u00eb tregut. Nj\u00eb nd\u00ebr arsyet p\u00ebrse mendova t\u00eb nd\u00ebrroj apartament \u00ebsht\u00eb fakti q\u00eb af\u00ebr banes\u00ebs ku q\u00ebndroj n\u00eb Arb\u00ebri n\u00eb t\u00eb tre an\u00ebt jan\u00eb duke u nd\u00ebrtuar pallate t\u00eb reja dhe punimet jan\u00eb shum\u00eb t\u00eb zhurmshme. Un\u00eb gjithmon\u00eb kam menduar se tregu i patundshm\u00ebris\u00eb n\u00eb Kosov\u00eb \u00ebsht\u00eb nj\u00eb lloj fllusk\u00eb e madhe, mir\u00ebpo fakti q\u00eb po nd\u00ebrtohet masivisht nd\u00ebrkoh\u00eb q\u00eb \u00e7mimet e qiras\u00eb po bien ndjesh\u00ebm m\u00eb shqet\u00ebsoi, e m\u00eb la t\u00eb mendoj se ky treg \u00ebsht\u00eb n\u00eb pjes\u00ebn e tat\u00ebpjet\u00ebs s\u00eb kurb\u00ebs e po shkon me gjasa drejt shfryrjes s\u00eb shpejt\u00eb.<\/p>\n

P\u00ebr t\u00eb par\u00eb n\u00ebse \u00ebsht\u00eb i mbivler\u00ebsuar apo jo tregu i patundshm\u00ebris\u00eb ka indikator\u00eb t\u00eb ndrysh\u00ebm, mir\u00ebpo dy m\u00eb t\u00eb p\u00ebrdorurit jan\u00eb leverdia, \u00a0q\u00eb p\u00ebrcaktohet nga raporti mes \u00e7mimit dhe fitimit q\u00eb vjen nga qiraja vjetore e t\u00eb nj\u00ebjt\u00ebs prone t\u00eb paluajtshme si dhe p\u00ebrballueshm\u00ebria, q\u00eb matet nga raporti mes \u00e7mimit dhe t\u00eb ardhurat. Treguesi i leverdis\u00eb, matet duke pjes\u00ebtuar \u00e7mimin mesatar t\u00eb nj\u00eb banese n\u00eb qend\u00ebr t\u00eb qyteteve kryesore me sip\u00ebrfaqe 120 m2 me koston e qiras\u00eb mesatare vjetore p\u00ebr t\u00eb nj\u00ebjt\u00ebn banes\u00eb. N\u00eb rastin e Prishtin\u00ebs nj\u00eb banes\u00eb e re af\u00ebr qendr\u00ebs kushton diku tek 1000 euro m2 p\u00ebr t\u2019u shitur nd\u00ebrsa banesa 120 metra katror\u00eb pa mobilje ka sot mesatarisht 300 euro qira mujore ose 3600 euro n\u00eb vit. Kjo do t\u00eb thot\u00eb q\u00eb duhen 33.3 vite qira vjetore p\u00ebr t\u2019i nxjerr\u00eb parat\u00eb e k\u00ebtij investimi gj\u00eb q\u00eb \u00ebsht\u00eb tejet e paleverdishme. N\u00eb Rusi kjo shif\u00ebr \u00ebsht\u00eb 31; Gjermani 30; Finland\u00eb 28; Turqi, Zvic\u00ebr, Greqi 26, Maqedoni 20, Kroaci 16, Mal i Zi 13. M\u00eb keq dalin n\u00eb Evrop\u00eb dal pak vende si Franca me 35 vite dhe Austria me 46. Sipas kompanis\u00eb s\u00eb njohur financiare Moody n\u00eb Shtetet e Bashkuara t\u00eb Amerik\u00ebs raporti \u00e7mim qira n\u00eb vazhd\u00ebn e dekadave \u00ebsht\u00eb nj\u00eb mesatare prej 16 vitesh prandaj rekomandohet q\u00eb n\u00ebse nj\u00eb banes\u00eb mund t\u00eb blihet me 16 apo m\u00eb pak vite qiraje t\u00eb saj at\u00ebher\u00eb \u00ebsht\u00eb me leverdi q\u00eb t\u00eb blihet.<\/p>\n

Raporti i p\u00ebrballueshm\u00ebris\u00eb \u00e7mim t\u00eb ardhura p\u00ebrdor nj\u00eb formul\u00eb t\u00eb thjesht\u00eb q\u00eb llogarit \u00e7mimin p\u00ebr met\u00ebr katror t\u00eb nj\u00eb nd\u00ebrtese t\u00eb nivelit t\u00eb lart\u00eb, pjes\u00ebtuar me t\u00eb ardhurat p\u00ebr frym\u00eb bazuar n\u00eb PBB dhe shum\u00ebzohet p\u00ebr 100 duke patur parasysh nj\u00eb apartament q\u00eb ka kaq metra katror. Nj\u00eb apartament i mir\u00eb n\u00eb zon\u00eb qendrore n\u00eb Prishtin\u00eb kushton mesatarisht 1000 euro ose 1116.70 USD pjes\u00ebtuar p\u00ebr t\u00eb ardhurat p\u00ebr frym\u00eb 3815 dhe shum\u00ebzuar me 100 del nj\u00eb indeks prej 29.27 vite t\u00eb t\u00eb ardhurave p\u00ebr frym\u00eb. Kjo shif\u00ebr flet p\u00ebr pap\u00ebrballueshm\u00ebri t\u00eb \u00e7mimeve ekzistuese\u00a0 duke patur parasysh q\u00eb ky indikator p\u00ebr disa vende t\u00eb tjera evropiane \u00ebsht\u00eb si vijon : Mali i Zi e ka 24.4, Rumania 21.48,\u00a0 Bullgaria 20.67,\u00a0 Kroacia 16.32, Sllovenia 15.12, Greqia 14.59, Gjermania 11.24,\u00a0 Belgjika 8.23 dhe Luksemburgu 6.25.\u00a0 M\u00eb keq se Kosova e kan\u00eb vende si Serbia me 47.3, Britania e Madhe me 80.55 apo Rusia me 100.84. Pra indikator\u00ebt tregojn\u00eb se \u00e7mimet jan\u00eb goxha t\u00eb pap\u00ebrballueshme p\u00ebr nj\u00eb qytetar t\u00eb thjesht\u00eb Kosovar dhe se investimi n\u00eb nj\u00eb banes\u00eb p\u00ebr t\u00eb nxjerr\u00eb para prej qeras\u00eb \u00ebsht\u00eb nj\u00eb zgjedhje e gabuar financiare sepse del m\u00eb e leverdishme q\u00eb t\u00eb rrish me qira sesa t\u00eb blesh nj\u00eb apartament p\u00ebr t\u00eb banuar.<\/p>\n

P\u00ebrve\u00e7 nevoj\u00ebs reale t\u00eb rind\u00ebrtimit t\u00eb vendbanimeve t\u00eb shkat\u00ebrruara prej luft\u00ebs, sektori i nd\u00ebrtimit pati nj\u00eb inflacionim t\u00eb jasht\u00ebzakonsh\u00ebm prej k\u00ebrkes\u00ebs s\u00eb t\u00eb huajve p\u00ebr qiramarrje si dhe prej diaspor\u00ebs. Mjafton t\u00eb shkosh e t\u00eb shikosh pallatet e reja dhe zbulon se nj\u00eb pjes\u00eb e mir\u00eb e banesave jan\u00eb bler\u00eb nga diaspora. Kjo gj\u00eb me gjasa nuk b\u00ebhet thjesht\u00eb p\u00ebr nevoj\u00eb reale p\u00ebr banim por si depozit\u00eb. Konkretisht shum\u00eb p\u00ebrfaq\u00ebsues t\u00eb diaspor\u00ebs shqiptare angazhohen n\u00eb veprimtari ekonomike sh\u00ebrbimesh dhe shpesh p\u00ebr t\u2019i shp\u00ebtuar tatimeve t\u00eb r\u00ebnda t\u00eb Evrop\u00ebs Per\u00ebndimore zgjedhin q\u00eb parat\u00eb e fituara ti depozitojn\u00eb n\u00eb Kosov\u00eb duke bler\u00eb banesa. Duke ardhur nga vende ku t\u00eb ardhurat p\u00ebr frym\u00eb jan\u00eb shum\u00ebfish m\u00eb t\u00eb m\u00ebdha se Kosova k\u00ebta i kan\u00eb hedhur m\u00eb leht\u00ebsisht e me boll\u00ebk parat\u00eb n\u00eb patundshm\u00ebri duke fryr\u00eb \u00e7mimet shum\u00eb m\u00eb tep\u00ebr.<\/p>\n

Mir\u00ebpo nuk \u00ebsht\u00eb vet\u00ebm tregu i banesave q\u00eb \u00ebsht\u00eb tejet i fryr\u00eb, por i till\u00eb \u00ebsht\u00eb edhe ai i trojeve t\u00eb nd\u00ebrtimit ose m\u00eb sakt\u00eb i asaj toke q\u00eb aspirohet q\u00eb t\u00eb shnd\u00ebrrohet n\u00eb truall nd\u00ebrtimi. N\u00ebse e krahasojm\u00eb me Tiran\u00ebn q\u00eb \u00ebsht\u00eb nj\u00eb qytet m\u00eb i madh i nj\u00eb shteti me ekonomi m\u00eb t\u00eb madhe, faktikisht nj\u00eb met\u00ebr katror n\u00eb nj\u00eb zon\u00eb t\u00eb parashikuar p\u00ebr vila, pra disi m\u00eb ekskluzive sikurse \u00ebsht\u00eb Sauku apo zona e TEG-ut, v\u00ebrtitet tek 100 euro metri katror nd\u00ebrsa n\u00eb Kosov\u00eb, n\u00eb zona si lagja Q\u00ebndresa af\u00ebr Grand Store apo n\u00eb Sofali, metri \u00ebsht\u00eb 150 euro e sip\u00ebr.<\/p>\n

Tek flitet p\u00ebr manin\u00eb ton\u00eb irracionale p\u00ebr patundshm\u00ebri ne na duhet t\u00eb b\u00ebjm\u00eb edhe nj\u00eb reflektim e vet\u00ebdijesim. Duhet q\u00eb ne si popull t\u00eb b\u00ebhemi t\u00eb sinqert\u00eb dhe ta shohim realitetin me kuraj\u00eb, p\u00ebrtej p\u00ebrgjegj\u00ebsive t\u00eb shtetit dhe t\u00eb historis\u00eb p\u00ebr gjendjen ton\u00eb ekonomike nj\u00eb barr\u00eb e madhe p\u00ebrgjegj\u00ebsie q\u00ebndron personalisht tek ne p\u00ebr m\u00ebnyr\u00ebn se si i menaxhojm\u00eb burimet tona apo p\u00ebr zgjedhjet e gabuara q\u00eb kemi b\u00ebr\u00eb si konsumator\u00eb.\u00a0 Kostoja oportune e manis\u00eb s\u00eb shqiptar\u00ebve p\u00ebr sht\u00ebpi \u00ebsht\u00eb e jasht\u00ebzakonshme pasi \u00ebsht\u00eb nj\u00eb sektor jo-produktiv ku jan\u00eb varrosur qindra miliona euro n\u00eb form\u00ebn e tullave dhe betonit. N\u00eb \u00e7do cep t\u00eb Kosov\u00ebs ku udh\u00ebton n\u00eb vendbanimet e shqiptar\u00ebve shikon sht\u00ebpi \u00a0t\u00eb nd\u00ebrtuara t\u00eb st\u00ebrm\u00ebdha me disa kate, ca p\u00ebr ego ndaj fqinj\u00ebve apo p\u00ebr shpres\u00ebn e zbeht\u00eb p\u00ebr kthimin e emigrant\u00ebve,\u00a0 por q\u00eb nuk shfryt\u00ebzohen plot\u00ebsisht. Katet e fundit rrin\u00eb gjithmon\u00eb zbrazur, nd\u00ebrkoh\u00eb q\u00eb parat\u00eb e nd\u00ebrtimit t\u00eb tyre fare mir\u00eb mund t\u00eb ishin investuar n\u00eb traktor\u00eb, autokombajna, sisteme ujitje e vaditje, serra, fidan\u00eb apo n\u00eb punishte e makineri prodhimi duke kontribuar drejtp\u00ebrdrejt\u00eb n\u00eb ekonomin\u00eb personale dhe t\u00eb vendit. Po ashtu nd\u00ebrtimi n\u00ebp\u00ebr fusha apo pllaja pjellore ka nxjerr\u00eb nga p\u00ebrdorimi nj\u00eb sasi t\u00eb konsiderueshme t\u00eb tok\u00ebs s\u00eb buk\u00ebs.<\/p>\n

P\u00ebrve\u00e7 kostos oportune, duhet patur parasysh se banesat apo sht\u00ebpit\u00eb e tejm\u00ebdha shkaktojn\u00eb edhe kosto t\u00eb m\u00ebdha por kota n\u00eb mir\u00ebmbajtje, n\u00eb amortizim apo n\u00eb nxehje q\u00eb fare mir\u00eb mund t\u00eb ishin kursyer. Fryrja e sektorit t\u00eb nd\u00ebrtimit n\u00eb m\u00ebnyr\u00eb kaotike ka sjell\u00eb nj\u00eb d\u00ebm t\u00eb pap\u00ebrshkruesh\u00ebm edhe ndaj trash\u00ebgimis\u00eb ton\u00eb monumentale e ndaj ambientit si dhe ndaj cil\u00ebsis\u00eb s\u00eb p\u00ebrditshme t\u00eb jet\u00ebs s\u00eb qytetar\u00ebve. Nd\u00ebrtimi shkel e shko, vend e pa vend, ka sjell\u00eb zvog\u00eblimin e hap\u00ebsirave t\u00eb gjelbra e sportive, rritjen e trafikut dhe zhurm\u00ebn dhe shtimin e ndotjes urbane p\u00ebr banor\u00ebt.<\/p>\n

Nj\u00eb tjet\u00ebr pasoj\u00eb e d\u00ebmshme e tejfryrjes s\u00eb patundshm\u00ebris\u00eb \u00ebsht\u00eb padyshim edhe niveli i lart\u00eb i spekulimit q\u00eb ka kultivuar nj\u00eb var\u00ebsi t\u00eb madhe ndaj k\u00ebtij sektori por edhe nj\u00eb lloj parazitizmi e dembelizmi tek burimet njer\u00ebzore. Aktiviteti ekonomik me patundshm\u00ebrin\u00eb q\u00eb n\u00ebnkupton shit-blerjen apo qiran\u00eb, sipas nj\u00eb analize t\u00eb vitit t\u00eb kaluar t\u00eb mb\u00ebshtetur prej Zyr\u00ebs Ekonomike Zvicerane, n\u00eb vitin 2014 p\u00ebrb\u00ebnte n\u00eb vitin 2013 kontribuuesin e 5-t\u00eb t\u00eb PBB\u00a0 me 8.9% ose nj\u00eb vler\u00eb totale prej 356 milion\u00eb euro. P\u00ebr t\u00eb kuptuar se \u00e7far\u00eb p\u00ebrmase t\u00eb fryr\u00eb ka pasur ky sektor spekulativ ekonomik mjafton t\u00eb kujtohet q\u00eb n\u00eb vitin 2013 buxheti i qeveris\u00eb ishte 1586 milion\u00eb euro dhe s\u00eb \u00e7ereku i popullsis\u00eb ka qen\u00eb e pun\u00ebsuar n\u00eb bujq\u00ebsi mir\u00ebpo ky sektor ka siguruar vet\u00ebm 12.9%\u00a0t\u00eb PBB-s\u00eb ose vet\u00ebm 4% m\u00eb shum\u00eb volum se spekulimet e patundshm\u00ebris\u00eb.<\/p>\n

mimet e tejfryra t\u00eb patundshm\u00ebris\u00eb pritet vet\u00ebm q\u00eb t\u00eb shkojn\u00eb posht\u00eb duke patur parasysh rritjen e ndjeshme t\u00eb ofert\u00ebs s\u00eb banesave sidomos n\u00eb Prishtin\u00eb dhe rrethina. Kudo q\u00eb hedh syt\u00eb n\u00eb Kosov\u00eb jan\u00eb ende duke nd\u00ebrtuar. \u00a0Vet\u00ebm kompleksi \u201cKodrina\u201d miratuar rishtazi\u00a0nga komuna e Prishtin\u00ebs\u00a0 ka parashikuar\u00a0 banesa p\u00ebr 10 000 banor\u00eb. N\u00eb Arb\u00ebri e Lak\u00ebrishte jan\u00eb n\u00eb nd\u00ebrtim e sip\u00ebr mbi nj\u00eb milion\u00eb metra katror\u00eb banesa q\u00eb me nj\u00eb mesatare hipotetike prej 80m2 p\u00ebr banese i bie diku tek 12 500 banesa q\u00eb shum\u00ebzuar me 5.6 banor\u00eb q\u00eb \u00ebsht\u00eb mesatarja e sotshme e nj\u00eb familje kosovare do t\u00eb thot\u00eb 70 000 banor\u00eb. Ky \u00ebsht\u00eb num\u00ebr i p\u00ebraf\u00ebrt me at\u00eb t\u00eb emigrant\u00ebve ilegal\u00eb t\u00eb Kosov\u00ebs gjat\u00eb vitit t\u00eb kaluar. Po ti shtohet n\u00eb llogari edhe sasia e ngjashme e banesave q\u00eb po nd\u00ebrtohen n\u00eb zon\u00ebn e Matit e Spitalit si dhe ato t\u00eb Fush\u00eb Kosov\u00ebs, duket qart\u00eb q\u00eb b\u00ebhet fjal\u00eb p\u00ebr nj\u00eb ofert\u00eb t\u00eb ekzagjeruar q\u00eb kurrsesi nuk p\u00ebrputhet me k\u00ebrkes\u00ebn reale vendase p\u00ebr banesa. P\u00ebr ta kuptuar se p\u00ebr \u00e7far\u00eb inflacioni n\u00eb ofert\u00eb po flasim mjafton t\u00eb p\u00ebrmendet se numri i nj\u00ebsive t\u00eb banimit q\u00eb kan\u00eb paguar taksa n\u00eb komun\u00ebn e Prishtin\u00ebs para luft\u00ebs ka qen\u00eb diku tek 37 000.<\/p>\n

Ulja e \u00e7mimeve nuk ka p\u00ebr t\u00eb ardhur vet\u00ebm prej shtimit masiv t\u00eb ofert\u00ebs por edhe prej uljes s\u00eb pashmangshme t\u00eb k\u00ebrkes\u00ebs. Nga ana demografike duket qart\u00eb n\u00eb treg se \u00ebsht\u00eb arritur nj\u00eb lloj ngopje dhe k\u00ebrkesa sa vjen e po ulet ndjesh\u00ebm, p\u00ebr mos t\u00eb folur q\u00eb tashm\u00eb ka dhjet\u00ebra mij\u00ebra banesa stok n\u00eb Kosov\u00eb. Rritja natyrore e lart\u00eb Kosov\u00ebs \u00ebsht\u00eb di\u00e7ka e s\u00eb kaluar\u00ebs, ajo ka r\u00ebn\u00eb ndjesh\u00ebm e v\u00ebrtitet diku tek 0.8% n\u00eb vit nd\u00ebrkoh\u00eb q\u00eb ka qen\u00eb 2% n\u00eb koh\u00ebn e ish Jugosllavis\u00eb. Largimi gradual i t\u00eb huajve qiramarr\u00ebs e ka shfryr\u00eb prej koh\u00ebsh nivelin e \u00e7mimeve por tanim\u00eb edhe diaspora po i afrohet gradualisht ngopjes.<\/p>\n

Nj\u00eb tjet\u00ebr element i r\u00ebnd\u00ebsish\u00ebm q\u00eb ka p\u00ebr t\u00eb pasur nj\u00eb impakt \u00ebsht\u00eb heqja e vizave dhe leht\u00ebsimi i udh\u00ebtimit n\u00eb per\u00ebndim p\u00ebr shtetasit e Kosov\u00ebs.\u00a0 Implikimet potenciale ekonomike q\u00eb mund t\u00eb vijn\u00eb nga heqja e vizave jan\u00eb t\u00eb shumta dhe meritojn\u00eb nj\u00eb shkrim m\u00eb vete por mjafton t\u00eb p\u00ebrmendet fakti q\u00eb t\u00eb gjitha vendet e rajonit kan\u00eb pasur nj\u00eb shtim t\u00eb emigracionit pas heqjes s\u00eb vizave dhe gjithashtu kan\u00eb pasur nj\u00eb zbehje t\u00eb lidhjes s\u00eb diaspor\u00ebs me vendin. Pamund\u00ebsia e vizave ka b\u00ebr\u00eb q\u00eb diaspora t\u00eb vizitoj\u00eb rregullisht vendin dhe t\u00eb kombinonin \u00e7malljen me pushimin. Tanim\u00eb p\u00ebr \u00e7mallje thjesht do i ftojn\u00eb t\u00eb af\u00ebrmit p\u00ebr vizit\u00eb n\u00eb Gjermani, Zvic\u00ebr, Beneluks e Skandinavi ose organizojn\u00eb pushime diku n\u00eb Evrop\u00ebn Per\u00ebndimore bashk\u00eb me ta pa patur nevoj\u00eb p\u00ebr t\u00eb ardhur dendur n\u00eb Kosov\u00eb. Kjo tendenc\u00eb \u00ebsht\u00eb v\u00ebn\u00eb re qartazi n\u00eb Shqip\u00ebri pas heqjes s\u00eb vizave shengen. Kjo mund t\u00eb sjell\u00eb jo vet\u00ebm nd\u00ebrprerjen e k\u00ebrkes\u00ebs p\u00ebr banesa t\u00eb reja nga diaspora por madje edhe shitjen e atyre q\u00eb ata tashm\u00eb zot\u00ebrojn\u00eb n\u00eb Kosov\u00eb.<\/p>\n

Nj\u00eb faktor q\u00eb nuk merret n\u00eb konsiderat\u00eb tek k\u00ebrkesa \u00ebsht\u00eb aspekti infrastrukturor. Kosova ka nj\u00eb infarstruktur\u00eb rrugore q\u00eb sa vjen e po modernizohet dhe \u00ebsht\u00eb definitivsht m\u00eb e mir\u00eb se e Malit t\u00eb Zi apo Bosnje Hercegovin\u00ebs. N\u00eb kushtet ku ajo sa vjen e p\u00ebrmir\u00ebsohet dhe l\u00ebvizja shpejtohet, fillon edhe zvog\u00eblohet nevoja p\u00ebr t\u2019u zhvendosur drejt qyteteve kryesore apo p\u00ebr t\u00eb l\u00ebvizur nga nj\u00eb qytez\u00eb e vog\u00ebl n\u00eb nj\u00eb qytet m\u00eb t\u00eb madh p\u00ebr pun\u00eb. Konkretisht p\u00ebr t\u00eb mb\u00ebrritur n\u00eb qend\u00ebr t\u00eb Prishtin\u00ebs me makin\u00eb prej pallateve t\u00eb lagjes s\u00eb Matit duhet p\u00ebraf\u00ebrsisht e nj\u00ebjta koh\u00eb q\u00eb nevojitet p\u00ebr t\u00eb ardhur prej qytetit t\u00eb Fush\u00eb Kosov\u00ebs, nd\u00ebrkoh\u00eb q\u00eb \u00e7mimet p\u00ebr metra katror n\u00eb k\u00ebt\u00eb t\u00eb dytin jan\u00eb pothuaj sa gjysma e Matit. P\u00ebrpos k\u00ebsaj autostrada e Shkupit ka p\u00ebr t\u2019u lidhur me Lipjanin n\u00eb korrik dhe me Ferizajin n\u00eb vjesht\u00eb dhe me gjasa p\u00ebr t\u00eb mb\u00ebrritur n\u00eb qend\u00ebr t\u00eb Prishtin\u00ebs do duhet pothuaj e nj\u00ebjta koh\u00eb sa duhet prej Sofalis\u00eb apo Vranjevci n\u00eb nj\u00eb orar me trafik.<\/p>\n

Me pak fjal\u00eb \u00e7mimet e tejfryra tanim\u00eb e kan\u00eb nisur shfryrjen dhe kjo tendenc\u00eb ka p\u00ebr t\u00eb vazhduar gjat\u00eb pasi nj\u00ebherazi \u00ebsht\u00eb duke u rritur ndjesh\u00ebm oferta e banesave t\u00eb reja dhe po ulet n\u00eb m\u00ebnyr\u00eb dometh\u00ebn\u00ebse k\u00ebrkesa. Kur fillojn\u00eb r\u00ebnia e \u00e7mimeve, ky proces zgjat nj\u00eb koh\u00eb t\u00eb konsiderueshme\u00a0 sepse\u00a0 bler\u00ebsit potencial hezitojn\u00eb duke pritur se sa posht\u00eb do bien \u00e7mimet e banesave, cila do t\u00eb ishte dyshemeja dhe pasi t\u00eb arrihet fundi i t\u00eb shkuarit teposht\u00eb prap\u00ebseprap\u00eb\u00a0 u duhet koh\u00eb t\u00eb rifitojn\u00eb besimin p\u00ebr vler\u00ebn e banesave. Pra n\u00ebse ky skenar me t\u00eb v\u00ebrtet\u00eb materializohet dhe shfryrja e \u00e7mimeve ndodh n\u00eb m\u00ebnyr\u00eb t\u00eb shpejt\u00eb\u00a0 at\u00ebher\u00eb gjendja \u00ebsht\u00eb alarmante sepse goditja p\u00ebr ekonomin\u00eb e brisht\u00eb kosovare do t\u00eb ishte tep\u00ebr e fort\u00eb p\u00ebr t\u2019u p\u00ebrballuar.<\/p>\n

Sipas analiz\u00ebs s\u00eb sip\u00ebrp\u00ebrmendur n\u00eb vitin 2014, sektori i nd\u00ebrtimit kishte 3800 kompani dhe p\u00ebrb\u00ebnte pun\u00ebdh\u00ebn\u00ebsin e 4-\u00ebt n\u00eb vend me 39 000 t\u00eb pun\u00ebsuar ose 9.5% t\u00eb totalit. Sektori i banimit, pra tregu i patundshm\u00ebris\u00eb kombinuar me at\u00eb t\u00eb nd\u00ebrtimit, ka qen\u00eb kontribuesi num\u00ebr nj\u00eb i Prodhimit t\u00eb Brendsh\u00ebm Bruto me 15.5% n\u00eb vitin 2013. Gjithashtu duhet patur parasysh se 61% e t\u00eb hyrave t\u00eb qeveris\u00eb vijn\u00eb nga tarifa doganore mbi importet dhe l\u00ebnda e nd\u00ebrtimit z\u00eb nj\u00eb pesh\u00eb specifike t\u00eb r\u00ebnd\u00ebsishme n\u00eb dogana me mbi 90 milion\u00eb euro n\u00eb vit. Pra shfryrja e menj\u00ebhershme e fllusk\u00ebs s\u00eb patundshm\u00ebris\u00eb do t\u00eb d\u00ebmtonte ekonomin\u00eb e p\u00ebrgjithshme t\u00eb vendit, do t\u00eb shtonte papun\u00ebsin\u00eb dhe do t\u00eb ulte t\u00eb hyrat n\u00eb buxhetin e shtetit.<\/p>\n

Mir\u00ebpo kjo gj\u00eb do t\u00eb kishte nj\u00eb efekt zinxhir n\u00eb shum\u00eb profesione e sektor\u00eb t\u00eb tjer\u00eb q\u00eb jan\u00eb t\u00eb lidhur n\u00eb m\u00ebnyr\u00eb t\u00eb drejtp\u00ebrdrejt\u00eb apo t\u00eb t\u00ebrthort\u00eb me nd\u00ebrtimin si dhe do t\u00eb ulte ndjesh\u00ebm fuqin\u00eb bler\u00ebse dhe konsumimin n\u00eb vend. P\u00ebrve\u00e7 dimensionit ekonomik, nj\u00eb skenar i till\u00eb do t\u00eb shkaktonte nj\u00eb kriz\u00eb psikologjike gjithashtu tek shum\u00eb qytetar\u00eb t\u00eb cil\u00ebt e kan\u00eb menduar veten t\u00eb kamur dhe kan\u00eb pasur nj\u00eb stile jete pasaniku, e befas brenda nj\u00eb kohe t\u00eb shkurt\u00ebr, e gjejn\u00eb vet\u00ebn n\u00eb pamund\u00ebsi p\u00ebr ta l\u00ebn\u00eb pron\u00ebn me qira apo pa bler\u00ebs potencial\u00eb. Dikush q\u00eb ka shpresuar se trualli i tij do t\u00eb blihej shtrenjt\u00eb nga nj\u00eb nd\u00ebrtues p\u00ebr pallat, befas kupton q\u00eb ajo tok\u00eb vlen vet\u00ebm si tok\u00eb buke. Nj\u00eb tjet\u00ebr rrezik \u00ebsht\u00eb ai bankar. N\u00ebse dikush ta z\u00ebm\u00eb, ka marr\u00eb nj\u00eb kredi ta z\u00ebm\u00eb 100 mij\u00eb euro p\u00ebr t\u00eb bler\u00eb nj\u00eb apartament e zbulon se \u00e7mimi ka r\u00ebn\u00eb 20% duke iu afruar \u00e7mimit real dhe pronari ka paguar vet\u00ebm 5000 euro kredi , at\u00ebher\u00eb ky person ka m\u00eb shum\u00eb leverdi ta braktis\u00eb apartamentin dhe t\u2019ia l\u00ebr\u00eb bank\u00ebs ta sekuestroje. Ky fenomen faktikisht ka qen\u00eb nj\u00eb nd\u00ebr shkaktar\u00ebt e kriz\u00ebs s\u00eb madhe financiare n\u00eb SHBA.<\/p>\n

Fatmir\u00ebsisht sektori bankar e ka goxha t\u00eb ul\u00ebt rrezikun prej shembjes s\u00eb mundshme t\u00eb sektorit t\u00eb nd\u00ebrtimit pasi shumic\u00ebn e kredive t\u00eb dh\u00ebna e kan\u00eb p\u00ebr sektorin e tregtis\u00eb ( n\u00eb qershor 2014 qe 54%) mandej n\u00eb renditje p\u00ebrmase kan\u00eb ardhur sh\u00ebrbimet, prodhimi dhe nd\u00ebrtimi ka p\u00ebrb\u00ebr\u00eb vet\u00ebm 7.7% t\u00eb totalit t\u00eb kredive. Nga ana tjet\u00ebr bankat g\u00ebzojn\u00eb nj\u00eb boll\u00ebk t\u00eb depozitash dhe nj\u00eb p\u00ebrqindje shum\u00eb t\u00eb vog\u00ebl t\u00eb kredive \u00ebt k\u00ebqija.<\/p>\n

P\u00ebr ta b\u00ebr\u00eb sa m\u00eb pak traumatike shfryrjen e fllusk\u00ebs s\u00eb patundshm\u00ebris\u00eb dhe implikimet e m\u00ebdha negative q\u00eb mund t\u00eb sjell\u00eb, \u00ebsht\u00eb e nevojshme q\u00eb t\u00eb nd\u00ebrmerren veprime proaktive nga t\u00eb gjith\u00eb aktor\u00ebt ekonomik. Pik\u00ebs\u00ebpari do t\u00eb ishte mir\u00eb q\u00eb nd\u00ebrtuesit t\u00eb diversifikonin portofolin e tyre dhe gjithashtu t\u00eb eksploronin tregje t\u00eb tjera nd\u00ebrtimi jasht\u00eb Kosov\u00ebs.<\/p>\n

Nj\u00eb zgjidhje mund t\u00eb ishte p\u00ebr nd\u00ebrtuesit e banesave t\u00eb ngelura pa shitur q\u00eb ti japin vet\u00eb me qira apo ti shnd\u00ebrrojn\u00eb n\u00eb konvikte p\u00ebr student\u00ebt e shumt\u00eb t\u00eb Prishtin\u00ebs. N\u00eb disa vende ka gjithashtu skema shtet\u00ebrore p\u00ebr t\u00eb motivuar apo paguar pjes\u00ebrisht zyrtar\u00ebt shtet\u00ebror\u00eb\u00a0apo ushtarak\u00ebt n\u00ebp\u00ebrmjet kredive t\u00eb subvencionuara p\u00ebr t\u00eb bler\u00eb nga banesat e ngelura stok. Duhet th\u00ebn\u00eb q\u00eb n\u00eb Kosov\u00eb ka hap\u00ebsir\u00eb edhe p\u00ebr hotele urbane t\u00eb reja, \u00e7mimet e hoteleve t\u00eb Prishtin\u00ebs jan\u00eb mesatarisht m\u00eb t\u00eb larta se ato t\u00eb Shkupit dhe Tiran\u00ebs kur b\u00ebhet fjal\u00eb p\u00ebr t\u00eb nj\u00ebjt\u00ebn cil\u00ebsi dhe nd\u00ebrkoh\u00eb shum\u00eb institucione shtet\u00ebrore apo organizata joqeveritare detyrohet t\u00eb shkojn\u00eb n\u00eb shtetet fqinje p\u00ebr t\u00eb organizuar seminare apo konferenca t\u00eb m\u00ebdha sepse n\u00eb Kosov\u00eb k\u00ebto kapacitete hotelerike jan\u00eb t\u00eb kufizuara.<\/p>\n

Nj\u00eb tjet\u00ebr shpres\u00eb mund t\u00eb ishte shtimi i investimeve publike infrastrukturore mir\u00ebpo k\u00ebtu p\u00ebrve\u00e7se p\u00ebr fondet e qeveris\u00eb qendrore, nj\u00eb presion i madh duhet b\u00ebr\u00eb edhe tek qeverisja vendore, pra tek komunat, t\u00eb cilat l\u00ebn\u00eb shum\u00eb p\u00ebr t\u00eb d\u00ebshiruar p\u00ebr sa i p\u00ebrket zbatimit t\u00eb ul\u00ebt t\u00eb shpenzimeve kapitale t\u00eb parashikuara n\u00eb buxhetet e tyre.<\/p>\n

P\u00ebr t\u2019i zgjatur jet\u00ebn apo p\u00ebr ta rim\u00ebk\u00ebmbur k\u00ebt\u00eb sektor duhet t\u00eb kuptohet seriozisht nga nd\u00ebrtuesit q\u00eb v\u00ebshtir\u00eb se mund t\u00eb ken\u00eb marzhin e lart\u00eb e t\u00eb shpejt\u00eb t\u00eb fitimi t\u00eb dikursh\u00ebm dhe se duhet t\u00eb diversifikojn\u00eb portofolin e t\u00eb mos nd\u00ebrtojn\u00eb vet\u00ebm p\u00ebr banim. Analizat e ndryshme tregojn\u00eb se 75% e nd\u00ebrtimeve b\u00ebhen p\u00ebr banesa e shum\u00eb pak b\u00ebhen p\u00ebr projekte jo banimi. Kosova ka potencial p\u00ebr t\u00eb nd\u00ebrtuar komplekse turistike p\u00ebr pushues t\u00eb huaj dhe pushues patriotik qoft\u00eb n\u00eb alpet e mrekullueshme p\u00ebr turiz\u00ebm malor e qoft\u00eb n\u00eb rreth 30 burimet termale e kurative t\u00eb Kosov\u00ebs q\u00eb lihen pa shfryt\u00ebzuar. Po ashtu ka hap\u00ebsir\u00eb p\u00ebr t\u00eb menduar seriozisht p\u00ebr ta g\u00ebrshetuar nd\u00ebrtimin me sektor\u00eb te tjer\u00eb me potencial t\u00eb ekonomis\u00eb duke nd\u00ebrtuar komplekse blegtoriale, industrial, serra apo komplekse sportive e spitalore. Investimi n\u00eb energji t\u00eb rinovueshme sikurse ka ndodhur me kompanit\u00eb e nd\u00ebrtimit n\u00eb Shqip\u00ebri pas kriz\u00ebs s\u00eb banesave mund t\u00eb ishte po ashtu me leverdi.<\/p>\n

P\u00ebr t\u00eb rim\u00ebk\u00ebmbur tregun e nd\u00ebrtimit mund t\u00eb ndikonte edhe kthimi i diaspor\u00ebs n\u00eb Kosov\u00eb, sikurse ndodhi n\u00eb Shqip\u00ebri me t\u00eb kthyerit e shumt\u00eb nga Greqia apo Italia pasi ngel\u00ebn pa pun\u00eb atje, mir\u00ebpo dallimi \u00ebsht\u00eb se shumica emigrant\u00ebve t\u00eb Kosov\u00ebs jan\u00eb n\u00eb Evrop\u00ebn Veriore q\u00eb ka pak gjasa t\u00eb preket nga kriza sikurse ndodhi n\u00eb pjes\u00ebn jugore t\u00eb Evrop\u00ebs. Nj\u00eb zgjidhje mund t\u00eb jet\u00eb inkurajimi i politikave imigratore duke qen\u00eb se heqja e vizave dhe perspektiva e hapur evropiane mund ta b\u00ebj Kosov\u00ebn destinacion josh\u00ebs p\u00ebr investitor\u00eb t\u00eb bot\u00ebs s\u00eb tret\u00eb.\u00a0 Po ashtu me interes mund t\u00eb ishte leht\u00ebsimi i m\u00ebtutjesh\u00ebm i procedurave t\u00eb blerjes nga shtetas t\u00eb huaj t\u00eb cil\u00ebt kan\u00eb interes t\u00eb zot\u00ebrojn\u00eb patundshm\u00ebri jasht\u00eb vendit dhe mund ta konsiderojn\u00eb rajonin ton\u00eb nj\u00eb destinacion t\u00ebrheq\u00ebs turistik. Pra e r\u00ebnd\u00ebsishme \u00ebsht\u00eb q\u00eb kjo situat\u00eb t\u00eb merret seriozisht e t\u00eb merren masa parandaluese sepse gjasat jan\u00eb t\u00eb m\u00ebdha q\u00eb s\u00eb shpejti ka p\u00ebr t\u00eb qen\u00eb tep\u00ebr von\u00eb.<\/p>\n

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Jav\u00ebt e fundit kam qen\u00eb duke menduar p\u00ebr t\u00eb nd\u00ebrruar banes\u00ebn e marr\u00eb qira dhe me k\u00ebt\u00eb rast analizova tregun e patundshm\u00ebris\u00eb ku m\u00eb ra n\u00eb sy menj\u00ebher\u00eb nj\u00eb r\u00ebnie e ndjeshme e \u00e7mimeve krahasuar me dy vite m\u00eb par\u00eb kur e b\u00ebra t\u00eb nj\u00ebjtin studim t\u00eb tregut. Nj\u00eb nd\u00ebr arsyet p\u00ebrse mendova t\u00eb nd\u00ebrroj […]<\/p>","protected":false},"author":373,"featured_media":10034,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[972,1769,1768],"ppma_author":[367],"class_list":["post-5166","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analize","tag-kosove","tag-patundshmeri","tag-sektori-i-ndertimit"],"authors":[{"term_id":367,"user_id":373,"is_guest":0,"slug":"adri-nurellari","display_name":"Adri Nurellari","avatar_url":{"url":"https:\/\/sbunker.org\/wp-content\/uploads\/2024\/11\/adri.jpg","url2x":"https:\/\/sbunker.org\/wp-content\/uploads\/2024\/11\/adri.jpg"},"user_url":"","last_name":"Nurellari","first_name":"Adri","description":"Adri Nurellari \u00ebsht\u00eb studiues, k\u00ebshilltar dhe kolumnist i angazhuar kryesisht n\u00eb fush\u00ebn e politik\u00ebs dhe medias. Ai ka vijuar studimet universitare n\u00eb Universitetin e Tiran\u00ebs dhe ato pasuniversitare n\u00eb Cambridge, London School of Economics dhe University College London. Adri \u00ebsht\u00eb ish-k\u00ebshilltar i kryeministrit Sali Berisha dhe ish-sekretar i PDIU-s\u00eb n\u00eb Shqip\u00ebri, nd\u00ebrkoh\u00eb q\u00eb ka punuar si pedagog n\u00eb Universitetin e Tiran\u00ebs dhe at\u00eb t\u00eb Evrop\u00ebs Juglindore n\u00eb Tetov\u00eb. Ka qen\u00eb i angazhuar si analist dhe konsulent nd\u00ebrkoh\u00eb q\u00eb prej vitit 2013 punon si k\u00ebshilltar i Hashim Tha\u00e7it."}],"_links":{"self":[{"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/posts\/5166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/users\/373"}],"replies":[{"embeddable":true,"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/comments?post=5166"}],"version-history":[{"count":3,"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/posts\/5166\/revisions"}],"predecessor-version":[{"id":10035,"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/posts\/5166\/revisions\/10035"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/media\/10034"}],"wp:attachment":[{"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/media?parent=5166"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/categories?post=5166"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/tags?post=5166"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/sbunker.org\/en\/wp-json\/wp\/v2\/ppma_author?post=5166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}